:root{
  --navy:#00375E;
  --navy-2:#002b49;
  --blue:#1687d4;
  --blue-light:#5bb7ef;
  --text:#10283b;
  --muted:#607386;
  --soft:#f2f8fc;
  --white:#fff;
  --line:#dce8f0;
  --shadow:0 18px 45px rgba(0,55,94,.09);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:"DM Sans",Arial,sans-serif;color:var(--text);background:#fff;line-height:1.65}
a{text-decoration:none;color:inherit}
img{max-width:100%;display:block}
.container{width:min(1180px,calc(100% - 48px));margin:auto}
.header{height:82px;background:#fff;position:sticky;top:0;z-index:1000;border-bottom:1px solid rgba(0,55,94,.08);box-shadow:0 5px 25px rgba(0,55,94,.04)}
.nav{height:100%;display:flex;align-items:center;justify-content:space-between}
.brand img{width:245px;height:auto}
.menu{display:flex;align-items:center;gap:30px;font-size:14px;font-weight:600;color:#173a53}
.menu a:not(.nav-whatsapp){transition:.25s}
.menu a:not(.nav-whatsapp):hover{color:var(--blue)}
.nav-whatsapp{background:var(--navy);color:#fff;padding:13px 18px;border-radius:7px;box-shadow:0 8px 20px rgba(0,55,94,.18)}
.menu-toggle{display:none;border:0;background:none;width:42px}
.menu-toggle span{display:block;height:2px;background:var(--navy);margin:7px 0}
.hero{min-height:620px;background:linear-gradient(110deg,#001f36 0%,#00375e 55%,#001c30 100%);color:#fff;position:relative;overflow:hidden}
.hero:before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 80% 50%,rgba(44,170,255,.17),transparent 34%)}
.hero-grid{min-height:620px;display:grid;grid-template-columns:1.05fr .95fr;align-items:center;position:relative;z-index:1}
.hero-copy{padding:70px 0}
.eyebrow{display:inline-block;color:var(--blue);font-size:12px;letter-spacing:2px;font-weight:800;margin-bottom:16px}
.eyebrow.light{color:#69c5ff}
h1,h2{font-family:"Playfair Display",Georgia,serif;line-height:1.08;letter-spacing:-.5px}
h1{font-size:62px;max-width:680px}
h1 em,h2 em{font-style:normal;color:#50b5ef}
.hero-copy p{max-width:600px;font-size:17px;color:#d8e7f0;margin:26px 0 34px}
.access-buttons{display:flex;gap:14px;flex-wrap:wrap}
.access{display:flex;align-items:center;gap:13px;min-width:240px;padding:16px 18px;border-radius:7px;transition:.25s}
.access:hover{transform:translateY(-3px)}
.access-primary{background:#07578c;color:#fff}
.access-light{background:#fff;color:var(--navy)}
.access-symbol{font-size:25px}
.access span:nth-child(2){display:flex;flex-direction:column}
.access strong{font-size:13px}
.access small{font-size:11px;opacity:.75}
.access b{margin-left:auto;font-size:20px}
.hero-art{height:100%;display:flex;align-items:center;justify-content:center;position:relative}
.hero-art img{width:105%;height:520px;object-fit:cover;object-position:center;border-radius:20px;mix-blend-mode:screen;opacity:.96}
.hero-ring{position:absolute;width:330px;height:330px;border-radius:50%;border:1px solid rgba(87,195,255,.28);box-shadow:0 0 70px rgba(30,160,235,.2);z-index:0}
.section{padding:100px 0}
.about-grid{display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:60px}
.about-copy h2{font-size:48px;margin-bottom:24px}
.about-copy p{color:var(--muted);max-width:570px;margin:0 0 16px}
.about-art{height:420px;overflow:hidden;border-radius:20px}
.about-art img{width:100%;height:100%;object-fit:cover}
.outline-btn,.main-btn{display:inline-flex;align-items:center;gap:28px;font-weight:700;font-size:14px}
.outline-btn{border:1px solid #78a7c5;color:var(--navy);padding:13px 20px;border-radius:6px;margin-top:15px}
.section-soft{background:var(--soft)}
.section-heading{text-align:center;max-width:850px;margin:0 auto 48px}
.section-heading h2{font-size:43px}
.heading-line{width:42px;height:3px;background:var(--blue);margin:20px auto 0}
.insurance-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.insurance-card{background:#fff;padding:32px;border:1px solid #e5eef4;border-radius:8px;box-shadow:var(--shadow);transition:.25s}
.insurance-card:hover{transform:translateY(-5px)}
.icon{font-size:34px;color:var(--navy);margin-bottom:12px}
.insurance-card h3{font-size:17px;margin-bottom:8px}
.insurance-card p,.diff p{font-size:13px;color:var(--muted)}
.center{text-align:center;margin-top:35px}
.main-btn{background:var(--navy);color:#fff;padding:14px 23px;border-radius:6px;box-shadow:0 12px 25px rgba(0,55,94,.16)}
.differentials{background:#fff}
.diff-grid{display:grid;grid-template-columns:repeat(5,1fr)}
.diff{text-align:center;padding:8px 22px;border-right:1px solid var(--line)}
.diff:last-child{border-right:0}
.diff-icon{font-size:42px;color:var(--navy);height:62px}
.diff h3{font-size:15px;line-height:1.35;margin:10px 0}
.cta{background:linear-gradient(110deg,#002944,#003f69);color:#fff;overflow:hidden}
.cta-grid{min-height:235px;display:grid;grid-template-columns:150px 1.2fr .9fr 300px;gap:35px;align-items:center}
.cta-art img{width:150px;height:160px;object-fit:cover;border-radius:12px;mix-blend-mode:screen}
.cta h2{font-size:39px}
.cta-text p{color:#d9e7ef;font-size:14px}
.whatsapp-card{display:flex;align-items:center;gap:13px;background:#07578c;border:1px solid rgba(255,255,255,.12);padding:20px;border-radius:7px}
.wa-big{font-size:40px}
.whatsapp-card span:nth-child(2){display:flex;flex-direction:column}
.whatsapp-card strong{font-size:17px}
.whatsapp-card small{font-size:11px;color:#dcebf4}
.footer{background:#001d31;color:#b9cedb;padding:65px 0 0}
.footer-grid{display:grid;grid-template-columns:1.5fr .8fr 1fr 1.15fr;gap:50px;padding-bottom:48px}
.footer-brand img{width:235px;filter:brightness(0) invert(1);opacity:.98;margin-bottom:18px}
.footer-brand p{max-width:300px;font-size:13px;line-height:1.7}
.footer h4{color:#fff;font-size:14px;margin-bottom:17px}
.footer-grid>div:not(.footer-brand)>a,.footer-grid>div:not(.footer-brand)>span{display:block;font-size:13px;margin:9px 0;color:#b9cedb}
.footer-grid a:hover{color:#fff}
.footer-access{background:#073b5d;padding:10px 13px;border-radius:5px}
.socials{display:flex;gap:12px;margin-top:18px}
.socials a{font-size:20px;color:#fff}
.footer-bottom{border-top:1px solid rgba(255,255,255,.1);padding:18px 0;display:flex;justify-content:space-between;gap:20px;font-size:11px}
@media(max-width:1000px){
  .menu{gap:18px}
  h1{font-size:50px}
  .hero-grid{grid-template-columns:1fr .85fr}
  .diff-grid{grid-template-columns:repeat(3,1fr);gap:25px}
  .diff:nth-child(3){border-right:0}
  .diff:nth-child(n+4){margin-top:25px}
  .cta-grid{grid-template-columns:120px 1fr 1fr}
  .whatsapp-card{grid-column:2/4}
}
@media(max-width:780px){
  .container{width:min(100% - 32px,1180px)}
  .header{height:72px}
  .brand img{width:210px}
  .menu-toggle{display:block}
  .menu{display:none;position:absolute;top:72px;left:0;right:0;background:#fff;padding:20px 25px;box-shadow:0 12px 25px rgba(0,0,0,.1);flex-direction:column;align-items:stretch;gap:0}
  .menu.open{display:flex}
  .menu a{padding:12px 5px}
  .nav-whatsapp{text-align:center;margin-top:8px}
  .hero,.hero-grid{min-height:auto}
  .hero-grid{display:block}
  .hero-copy{padding:75px 0 35px}
  h1{font-size:43px}
  .hero-copy p{font-size:15px}
  .hero-art{height:300px;margin-bottom:30px}
  .hero-art img{height:300px;width:100%}
  .section{padding:70px 0}
  .about-grid{grid-template-columns:1fr;gap:35px}
  .about-copy h2,.section-heading h2{font-size:36px}
  .about-art{height:300px}
  .insurance-grid{grid-template-columns:1fr}
  .diff-grid{grid-template-columns:1fr 1fr}
  .diff{border-right:0;border-bottom:1px solid var(--line);padding-bottom:25px}
  .diff:nth-child(n){margin-top:0}
  .cta-grid{grid-template-columns:1fr;gap:20px;padding:45px 0}
  .cta-art{display:none}
  .cta h2{font-size:34px}
  .whatsapp-card{grid-column:auto}
  .footer-grid{grid-template-columns:1fr 1fr;gap:35px}
  .footer-brand{grid-column:1/-1}
  .footer-bottom{flex-direction:column}
}
@media(max-width:500px){
  h1{font-size:38px}
  .access-buttons{display:block}
  .access{min-width:0;margin-bottom:10px}
  .diff-grid{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}
}